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Abandoned And Vacant Property Initiative
The Township of Pennsauken (hereinafter the “Township”) solicits statements of qualification from applicants for appointment as a qualified rehabilitation entity acting as the Township’s designee for the purpose of exercising the municipality’s rights associated with the rehabilitation and reuse of abandoned properties pursuant to N.J.S.A. 55:19-78 et seq. Click here for more information.
As advertised in the Retrospect Newspaper on Friday, March 3, 2017.
As advertised in the Retrospect Newspaper on Friday, October 7, 2016.
Tackling the issue of abandoned and vacant properties throughout Pennsauken has been the number one priority of the Township. And in the past few months alone, Pennsauken's municipal government has taken some serious steps to further address this problem.
Pennsauken currently has an ordinance in place that requires individuals, banks, and mortgage companies to register these homes with the Township and pay escalating annual fees as part of this process. In 2016, approxmiately 200 houses have already been registered with the Township. In addition, the Township is in the process of amending this ordinance to increase the registration fees for these types of properties. For more information on the ordinance, click here.
The Township Committee is following this up with another ordinance that will hold both banks and property maintenance companies even more accountable to maintain these homes to the high standards of our building maintenance department. The ordinance - which is slated to be adopted sometime in August 2016 - will also allow us to levy some serious daily fines if they don’t comply.
The Township has also hired a full-time staff member, Tracey Howarth, whose sole responsibility is to coordinate and spearhead our town’s efforts to deal with abandoned and vacant properties. Tracey can be contacted by calling (856) 665-1000 x145 or by e-mailing firstname.lastname@example.org.
As additional programs become available, they will be added to this section.
Residents deserve to be able to stay in their homes and raise their families; and there are a few programs that can help homeowners in this regard.
The New Jersey HomeSaver Program, administered by the New Jersey Housing and Mortgage Financing Agency, offers eligible homeowners up to $50,000 in financial assistance to help bring their household monthly payment to an affordable level, by using funds to facilitate a refinance, recast, or permanent modification of the first mortgage loan. Now in order to be eligible for the program, homeowners must first meet specific criteria, such as having a first mortgage loan-to-value (LTV) ratio that is 115 percent or greater, and suffering a financial hardship (such as unemployment or a severe loss of income through no fault of your own) that has caused or will cause you to fall behind on your mortgage payment. You can find out about all of the necessary criteria and get more information on the entire program by visiting NJHomeSaver.com.
For those that are not eligible for the New Jersey HomeSaver Program, there are still options. New Jersey residents can get free help from a HUD-Certified Housing Counseling Agency. The New Jersey Housing and Mortgage Finance Agency has compiled a list of such agencies in Camden County. For more information, visit NJHousing.gov/foreclosure or call (800) NJHOUSE.
There’s also the Stabilizing Urban Neighborhoods Initiative, or SUN for short. This program helps homeowners facing eviction or foreclosure repurchase their homes with mortgages they can afford. SUN is currently accepting applications in New Jersey. Homeowners can find out if they are eligible by calling SUN toll-free at (855) 604-4663 or by visiting SUNHomeHelp.org.
For residents facing issues with foreclosures: DON'T WAIT! You can't take advanatage of the programs and resources available if you wait until the last minute.